I am waiting to see what our tax refund will be like this year, if I even get 1 at all, before I decide what to do about the cooling system
COVID sent our personal finances into a tailspin I still haven’t recovered from. To be fair, before the pandemic I was residing paycheck to paycheck, although I still had a few hundred bucks saved up for an emergency fund. Once our offices were shut down, I had to scramble to cover our bills. My income dropped in a large way, plus the only choice I had was to cut our spending in a large way. No more going out to eat, no more car insurance, no more luxury items – I was flat broke. When our house HVAC plan stopped working, I simply did not have the currency to call someone to fix it. Since it would cost over a hundred dollars just to get an HVAC tech out to look at the system, I couldn’t afford it, then yes I could afford 1 hundred dollars, however that just covered the visit, not any parts or labor. Why spend the currency to inspect the HVAC plan if I didn’t also have the currency to fix it? Instead I took that hundred dollars plus bought a nice space gas furnace at Walmart, which wasn’t wonderful however got myself and others through the Winter okay. I am waiting to see what our tax refund will be like this year, if I even get 1 at all, before I decide what to do about the cooling system. For several hundred bucks I can get a portable a/c that is great enough to cool down 1 room at a time, so if I don’t get any currency back that will be our only option.